Empowerment Life Coach
Bibi Bunmi Apampa
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War On Debt

“You are never really free until you are financially free”

"Learn How You Can End the Fear and Worry Created by Bad Credit and Debt Collectors...Get Out of Debt Quickly and Easily, Right Now!

Do you need help eliminating the bad credit on your credit card or other debt?  Are you constantly tired of being humiliated caused by bad debt or credit?  If commercials, radio ads or billboards are leaving you a bit jumpy, you need help!

If you're wondering who you should call or ask for advice, look no further...That's where I come in!

I have been sharing my methods and techniques of getting out of debt, quickly and easily.  I've had some bad financial situations in my life, but I've learned from those experiences and used what I've learned to my advantage.

Can My Methods and Techniques Work For You?

I know my methods will work for you, because the same methods worked for hundreds of individuals just like yourself!  However, I don't expect you to believe me but I can show you exactly what I am talking about...

I promise, whatever bad credit or bad debt you’re in, can be fixed!  Your situation is not unique and your problem is not hopeless!

The same day you bought your new jacket, you just remembered a friend’s birthday is coming up and since you’re at the mall... Another credit card swipe!

The Biggest Myths When it Comes to Bad Credit!

There's a lot of misinformation floating around when it comes to debt management and credit reporting...Here are the top 3 Myths when it comes to debt management...

Myth #1 - Paying a debt will remove it directly from your credit report.
Late payments, collections will usually stay on your credit report for the next seven years!  And this will lower your credit score

Myth #2 - Cancelling credit cards will improve your credit score.
Wrong! If you cancel or close a credit card you had for a long time, you're effectively shortening your credit history...It's better to keep your card with an amount of zero to raise your score.

Myth #3 - Paying for cash will help increase your credit score.
Paying cash is a great way to stay out of debt, but it can hurt your overall credit score.  Your score is determined by your credit history, which means having and using credit could be good...if you can control it.

Here's How You Can Get Out of Bad Debt and Have a Debt-Free Lifestyle Starting Today!

I've just completed my new e-book called, "STOP the DEBT" a workbook that gives you a step-by-step system to get out of bad debt!  It's way different than anything else on the market and this program took me some time to develop!

Here are a Few Breakthrough Features in my e-Book You'll Discover!




Totally Debt-Free Lifestyle!
Stop the Debt Workbook

Only $19.99



  • What exactly is bad debt or credit and why people get into bad debt.
  • Steps to avoiding credit card debt, the most common and serious case of debt accumulation.
  • How to check and choose the best credit interest rate...What to ask and clarify before choosing your credit card with the lowest rates.
  • Step by step guide to getting rid of your debt in complete detail.
  • Debt reduction plan to help you pay off all your debts soon than paying only the minimums.
  • What is interest and how to use the lowest interest rates to your advantage.
  • Summarizing your debts is very important - I'll show you real life examples of how I summarize my debts
  • correctly and create a formula to pay them all off.
  • Learn the secret to repaying debts quickly and still save on interest charges...And once that debt is paid off, you can use the secret to pay off the rest of your debt.
  • Different Debt Solutions
  • Debt Negotiation Tips
  • Optimising disposable income
  • Debt free! Now what?
  •  Other Resources & Further Help
  • Whether you’re a student, a stay-at-home mother, or working a nine-to-five job, I'll break down step by step how to become debt-free.

And Much Much More!



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